Services · Ecommerce development · Banking AI agent subscription sites
Banking AI agent subscription website development Saudi Arabia vendors can run nationally: we build the platform through which your AI agent product is sold, contracted and billed to banks, finance companies, payment firms and fintechs across the Kingdom. Plans, company accounts, recurring billing, Fatoora cleared invoices, mada and transfer payments, and a self serve account area are designed around national tax, privacy and procurement rules from the start.
Saudi financial institutions buy carefully, and they are supervised closely. A subscription site that answers regulatory questions up front, invoices correctly and handles group accounts across cities shortens every sale that follows. It also lets a small vendor look as organised as a large one.
200+ companies servedFrom a first store to an ADX listed developer
What we build
Selling software to a Saudi financial institution touches several national systems at once. ZATCA requires business invoices to be cleared through Fatoora. The PDPL, overseen by SDAIA, governs every contact name you store. The Ministry of Commerce expects online sellers to show who they are. Your customers, meanwhile, answer to SAMA on outsourcing and cybersecurity, and many follow the NCA's Essential Cybersecurity Controls and Cloud Cybersecurity Controls when they assess suppliers. A good subscription platform handles all of that quietly, so your sales team can concentrate on the product. It also has to cope with how institutions are organised: head offices that sign the contract, regional teams in Jeddah or the Eastern Province that use the agents, and subsidiaries that want their own invoices. We design the account structure and billing rules for that reality, then build the public site, the checkout and the customer area on top.
A parent account for the group, with child accounts for subsidiaries or regional divisions. Each child can hold its own plan, usage, billing contact and invoice address, while the parent sees consolidated usage and spend. Contracts signed at head office can still bill each unit separately.
Large customers buy once and allocate cost the way their finance team needs.
Standard tax invoices, credit notes and debit notes are produced in the required structured format, cleared by ZATCA and archived with their stamp and QR code. Buyer VAT numbers, commercial registration and National Address are captured once at sign up and reused on every document. If clearance is rejected, the invoice is held and your finance team is told why, rather than an invalid document reaching the customer.
Invoices are valid when they arrive, so customers can claim their input VAT.
mada, Visa, Mastercard, Apple Pay and STC Pay through a SAMA licensed gateway for self serve plans, with bank transfer against invoice for institutions. SADAD bill payment can be added through your bank if customers prefer it. Every payment reconciles to an invoice automatically.
Each buyer pays in the way their approval process expects.
Seat, agent, volume or outcome based plans, or a mix, defined once and used by the pricing pages, the quote tool and the billing engine. Enterprise tiers can hide prices behind a contact form while still being configured as real plans.
What the site promises is exactly what the invoice charges.
Your agent platform reports events such as conversations resolved, cases prepared or documents read. The subscription platform counts them per account and per child unit, applies allowances, and bills or warns according to the contract. Customers see the same counts in their dashboard that you bill from.
Usage pricing becomes accurate enough to put in a contract.
Upgrades and additions are prorated on the day they happen. Downgrades can wait for renewal. Annual and multi year terms renew with notice periods you define, and price changes at renewal follow the rules in your contract template.
Contract changes never need a manual billing adjustment.
A trust section explaining hosting location, encryption, access control, incident handling and how your agents keep humans in the loop, with downloadable documents for approved prospects. It is written with your security lead and reflects only controls you actually operate. Downloads are logged against the company record.
Assessment teams start from facts rather than a blank questionnaire.
Product pages, plans, checkout, emails, invoices and the account area designed for Arabic and right to left reading first, with English versions for international staff. Both versions share structured data and clean URLs for search.
The site reads as Saudi, not translated.
Commercial registration, VAT number, contact details, subscription terms, cancellation rules and refund policy are shown clearly, in line with the Ministry of Commerce's expectations for online sellers. Terms are accepted and logged at sign up, with versions kept for every customer. Cancellation can be requested in the account area, with the notice period applied automatically.
Every customer agreed to a known version of your terms.
Card retries, overdue invoice reminders, statements and escalation to the account owner, with grace periods that keep live agents running while a payment is chased. Collections status appears in your CRM so account managers know before a renewal call.
Fewer write offs and fewer awkward renewal conversations.
Who this is for
Vision 2030 has pushed financial institutions to digitise, and programmes such as Fintech Saudi and SAMA's regulatory sandbox have widened the pool of fintech buyers. The vendors selling AI agents into that market differ widely. Some sell one product to a handful of banks; others sell many agents to hundreds of smaller firms. Banking AI agent SaaS website development Saudi Arabia companies need depends on which of these describes them best. Most fall into one of the four groups below, and the platform we build differs for each.
Your contracts are signed in Riyadh, but the people using your agents sit in Jeddah, Dammam, Madinah and branch networks across the country. We build group accounts, regional child accounts and consolidated reporting, so one contract can serve the whole institution and each region can see its own usage and invoices.
Account hierarchy is the first thing to design, not the last.
You already sell elsewhere and need a Saudi version: Arabic first pages, riyal pricing, VAT and Fatoora clearance, invoices from a Saudi entity, and local payment methods. We adapt your existing plans and billing engine where possible, and add only what the Saudi market requires.
Your tax adviser confirms entity and VAT questions before build.
Your buyers are fast moving and happy to subscribe online. The priority is a clean self serve path: clear plans, company sign up, card or mada payment, instant access and simple upgrades. Usage alerts and in product plan changes keep growth moving without a sales call each time. Fintechs often operate from Riyadh, but your platform should treat a team in Khobar or Madinah no differently.
You have proved value in pilots and now need contracts, prices and invoices that survive procurement. We help turn pilot learnings into plans, build a quote to subscription flow for negotiated deals and set up compliant invoicing, so the first full contract runs through the platform. Pilot customers keep their history when they convert.
How we work
Codeeo's team of 80+ works across Dubai, Riyadh and Karachi, has delivered 200+ projects across the UAE and the US, and is rated 4.7 from 23 Google reviews. For clients with offices in Riyadh, discovery and key reviews can happen face to face. For clients elsewhere in the Kingdom, the same sessions run by video call. Either way, every decision on plans, tax and account structure goes into one written plan. This is banking AI agent subscription platform development Saudi Arabia finance and compliance teams can follow without us in the room. Your team keeps that plan after launch as the reference for every future pricing change.
A defined build with a deadline
We agree what the product has to do, write it down with a price and a date, and build exactly that. Changes are priced before they are made, not discovered on the invoice.
A product that keeps evolving
Named engineers who work your hours, join your standups and stay on the codebase. You direct the backlog; we own the quality of what ships.
Something live that needs looking after
A monthly block of hours for improvements, fixes and the small requests that otherwise wait months. Unused hours carry for a quarter.
Technology
Our banking AI agent billing integration services Saudi Arabia vendors rely on combine an established billing engine, a SAMA licensed gateway, a Fatoora compliant e-invoicing provider and your CRM. Public pages run on Next.js or WordPress, hosted where your data position requires.
01Web
02Commerce
03Data and cloud
04Marketing and tracking
Tax, privacy, commerce and your customers' own supervision.
ZATCA's e-invoicing rules decide how invoices are issued and cleared. The PDPL, enforced by SDAIA, covers personal data you hold about customer contacts. Ministry of Commerce rules cover what online sellers disclose. Your bank customers answer to SAMA on outsourcing and cybersecurity, and many assess suppliers against NCA controls, so your site and contracts should anticipate those questions. Legal and tax positions are confirmed by your advisers. We turn each of these into something concrete on the platform: a cleared invoice, a privacy notice, a disclosure block or a trust page, so buyers see the answers rather than a promise to send them later.
Schedule a free consultation and get a written recommendation, with costs, before you commit to anything.
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