Financial marketplaces for the contractors, suppliers and employers of Dammam.

Suppliers upload approved invoices, purchase orders or contract awards, choose the funders they want to approach, and track offers in one place. Funders see the buyer, the payment terms and the documents they need, and confirm drawdowns so the platform can calculate its fee. Duplicate invoices are flagged before they reach a funder.

Contractors request contractors' all risks, plant and equipment, marine cargo, liability and fleet cover through forms built around each line of business. The broker reviews, approaches insurers and returns comparable quotes, with the policy and certificates stored in the client's account once issued. Certificates needed for site access or tender submissions can be downloaded at any hour.

Employers upload staff census data, choose benefit levels and receive quotes for the mandatory employee medical cover from participating insurers. Additions and deletions during the year are handled through the same portal, and HR teams download member cards and invoices without emailing the broker. Census templates accept Arabic and English names and validate data before submission.

Transport and construction firms describe the vehicles or equipment they need, attach quotations from dealers, and receive lease or finance offers from SAMA licensed providers. Offers show profit rate, tenor, deposit and any balloon payment side by side. Dealer quotations stay attached to the request for the lessor's review.

Employees in the Dammam area compare auto finance, personal finance and motor cover, check eligibility using rules each provider sets, and apply once with consent. This side of the platform is lighter, but it often brings in the traffic that keeps provider interest high. It shares the same consent and verification tools as the commercial side.

Business applicants enter their commercial registration number, and authorised signatories confirm identity through Nafath before a request is submitted. Your team can see who acted for each company and when, which providers need before they take a file seriously. Repeat clients skip steps they have already completed.

Service fees and premiums are paid by mada, Apple Pay, cards, STC Pay or SADAD for company invoices through a SAMA licensed gateway. Provider commission and referral partner payouts are tracked in a ledger, with Fatoora compliant e-invoices and VAT handled correctly. Partial payments and credit notes are recorded against the right invoice.

Banks, finance companies and insurers manage listings, accept or decline requests, upload quotes and confirm deals. Brokers working regional accounts see only their own clients, while head office sees the whole book. Response deadlines remind providers when a request is waiting. Quotes are uploaded in a set format so clients compare them easily.

Financial statements, contracts and staff lists are encrypted, shared only with providers the client approves, and deleted on the schedule your PDPL policy sets. Access is logged, and NCA controls are applied according to your data classification. Clients can see which providers have opened their files.

Dashboards show requests by product and sector, provider response times, conversion to issued policies and facilities, commission earned and complaints by status, so you know which providers and categories deserve more attention. Filters by city show how demand differs between Dammam, Khobar and Jubail. Exports feed board reports and provider reviews.