Services · Mobile app development · Online marketplace apps
Codeeo provides marketplace app development in Saudi Arabia for operators who want many independent vendors selling under one platform, in one city or across the Kingdom. We build vendor onboarding and verification, commission rules, split payments through licensed providers, dispute handling and vendor ratings, and we design them to fit Saudi regulation from the start: the E-Commerce Law, SAMA payment rules, the Personal Data Protection Law and ZATCA e-invoicing. That matters because a marketplace is accountable for what happens between two parties, not only for what it sells.
Rules change how the product must work. A platform that ignores seller disclosure, settlement licensing or invoicing duties is expensive to fix after launch, so we treat them as product requirements in the first plan.
200+ companies servedFrom a first store to an ADX listed developer
National requirements
Building for the whole Kingdom brings obligations a single city launch can sometimes postpone. Vendors in Tabuk, Abha and Qassim need the same onboarding as those in the three big cities. Buyers everywhere expect national payment methods and accurate delivery to a national address. Regulators expect a platform to know who its sellers are, to protect personal data and to keep invoicing in order. The capabilities below are the national layer of a Saudi marketplace, the parts that sit beneath any category or city. We scope them in discovery with your legal and tax advisers, because some of the choices, such as whether you act as agent or principal, change how the software must behave. Where something is a legal question rather than a technical one, we say so and build to whatever your advisers decide. That honesty about the boundary between code and law is part of how we approach multi-vendor marketplace app development in Saudi Arabia.
The E-Commerce Law expects buyers to know who they are dealing with. Each vendor page shows the seller's registered name and key details, and the vendor portal collects commercial registration, VAT number and national address before any listing goes live. Registration lookups can be automated through Wathq, the Ministry of Commerce data platform.
Buyers see who sells and you can show regulators how vendors were checked.
Where individuals or freelancers may sell, identity is confirmed through Nafath, the national single sign on, rather than uploaded ID photos. Buyers can also sign in with Nafath for high value categories. Fewer copies of identity documents stored on your servers means less risk to manage.
Identity checks rely on the national system, not on photos of ID cards.
Holding and paying out other businesses' money is a SAMA regulated activity. We integrate a licensed payment provider whose split settlement separates your commission at source and releases each vendor share on rules you control, with full reconciliation in the operator dashboard. Payout reports show each vendor what was sold, what was deducted and why.
You run a marketplace without becoming an unlicensed payments business.
mada, Apple Pay, STC Bank, cards, SADAD bill payment and instalment providers are offered according to what your provider supports with split settlement. Business buyers can pay by bank transfer against an invoice. Method availability is tested per vendor model, because not every option suits every split arrangement.
Buyers across the Kingdom pay with the methods they already use.
Commission tables, subscription plans and promotion fees flow into invoices that meet ZATCA e-invoicing requirements, through an integrated solution. Credit notes follow refunds. If your advisers decide you are the supplier of record for some categories, the platform issues sales invoices for those as well.
Tax records keep pace with order volume.
Vendors see only the buyer details needed to fulfil an order, for only as long as needed. Consent, purpose and retention are recorded, buyers can request their data or its deletion, and hosting location is agreed with you with SDAIA guidance on transfers in mind. We use NCA controls as a reference where your clients or sector require them.
Personal data use can be explained and defended.
Checkout validates the Saudi national address, then each vendor chooses couriers and service areas. Remote areas can carry longer delivery promises or restricted categories, set by region. Tracking from several couriers appears in one order timeline for the buyer. Cash on delivery can be enabled or blocked per region and category.
Delivery promises are realistic from Riyadh to the smallest town a vendor serves.
Cities and regions are switched on individually, each with its own vendor pool, delivery zones, campaigns and city manager permissions. A platform can start in Riyadh, add Jeddah and Dammam, then extend to Makkah, Madinah and the south without rebuilding. Hijri and Gregorian dates, regional campaigns and local holidays are handled per region too.
Expansion is a configuration task, not a new project.
Return windows, cancellation rights and refund timing are set per category, shown before purchase and enforced in the dispute workflow. Each case records evidence, deadlines and the final decision, which helps if a complaint reaches the Ministry of Commerce.
Every complaint has a traceable, consistent outcome.
Ratings, dispatch speed, cancellations and dispute outcomes feed a vendor score that is comparable across regions, so a good seller in Hail ranks fairly against one in Jeddah.
Trust is measured the same way everywhere.
Who this is for
A nationwide marketplace makes sense when your vendors or buyers are spread across regions, or when your model only works at national scale. As online marketplace app developers in Saudi Arabia, we usually see four kinds of client. Each has a different first priority, and the regulatory work is weighted differently for each.
You supply retailers across several regions and want other suppliers to sell through your network. B2B marketplace app development in Saudi Arabia for this case centres on trade accounts, contract pricing, credit terms, region specific stock and invoicing that satisfies both your finance team and ZATCA. Consumer features are secondary or unnecessary. Suppliers often serve only some regions, so each listing carries its own service area, and buyers in Qassim never see stock that cannot reach them. Monthly statements per buyer replace dozens of small invoices for shops that order every week.
Your logistics network is the asset; the app makes it shareable.
You launched in one city and proved the model. Now you need regions, city managers, more couriers, more vendors and stronger compliance. We review the current platform, keep what works and rebuild the parts that were never designed for national scale, usually settlement, permissions and the data model for delivery zones. Migration of existing vendors, buyers and order history is planned carefully so that ratings and payout records survive the move and vendors do not have to start again.
A large retail or conglomerate group wants a branded marketplace with its own stores and selected partners. The emphasis is governance: vendor standards, brand protection, loyalty across vendors, and audit trails that satisfy internal audit and external regulators alike. Partner vendors are invited rather than open to anyone, at least at first, and their listings pass through moderation against the group standards. Reporting separates first party and partner sales so each business unit sees its own results.
Governance first, campaigns second.
You run a marketplace in another country and want a Saudi version. Beyond translation, it needs Arabic first design, local payment methods, national address delivery, Nafath, Fatoora invoicing and PDPL data handling, plus a Saudi entity for licences and payment accounts. We adapt the platform and coordinate with your local advisers. Often the fastest route is a Saudi deployment of your existing core with local modules for payments, identity, delivery and invoicing, rather than a fork that drifts away from your main product.
Engagement
Codeeo has delivered 200+ projects across the UAE and the US, and our team of 80+ works from Dubai, Riyadh and Karachi. For Saudi clients, workshops can run in person in Riyadh or by video call for teams elsewhere in the Kingdom. Most national platforms begin with a fixed scope first region, then continue on a retainer as regions open, or with a dedicated team when the roadmap is long and development never really stops. Whatever the model, scope, decisions and dates are written down and shared, and you own everything we build from the first commit.
A defined build with a deadline
We agree what the product has to do, write it down with a price and a date, and build exactly that. Changes are priced before they are made, not discovered on the invoice.
A product that keeps evolving
Named engineers who work your hours, join your standups and stay on the codebase. You direct the backlog; we own the quality of what ships.
Something live that needs looking after
A monthly block of hours for improvements, fixes and the small requests that otherwise wait months. Unused hours carry for a quarter.
Technology
Technology is chosen for national scale: the payment provider's capabilities, courier and e-invoicing integrations, hosting that fits your data decisions, and a stack your own engineers can take over.
01Mobile
02Data and cloud
03Marketing and tracking
Mainly e-commerce, payments, data protection and tax rules.
The E-Commerce Law and its regulations, overseen by the Ministry of Commerce, cover disclosure and consumer rights. SAMA rules apply to collecting and settling payments. The Personal Data Protection Law, overseen by SDAIA, governs buyer and vendor data. ZATCA rules cover VAT and e-invoicing. Sector rules may add more for food, health or financial products. We build to these and your legal advisers confirm the details. Where rules are updated, the platform settings that depend on them, such as return windows or disclosure fields, are kept configurable so changes do not need a new release.
Schedule a free consultation and get a written recommendation, with costs, before you commit to anything.
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