Marketplaces where London customers compare, apply and pay with regulated providers.

Customers see their likelihood of acceptance for loans and cards through soft credit searches that do not affect their file. Results show which providers are likely to say yes and on what basis, so people stop applying blindly. Providers set and edit their own criteria in the portal, and every result is stored with the criteria version used.

Newcomers and younger Londoners are offered providers that consider rent payments, Open Banking income data or international history rather than being turned away. With consent, account information services read income and outgoings directly from the customer's bank, which gives providers a clearer view than a short credit file can.

A business owner enters a company number and the form fills from Companies House. Accounting data can be connected with consent, and the owner chooses which lenders receive the application. Revenue based finance, invoice finance, asset finance and term loans sit side by side with full costs shown, and each lender's response appears on one dashboard.

For specialist brokers, buyers describe the risk through structured questions and upload schedules, claims history or contracts. The broker's placement team sees a clean submission and returns quotes that the client compares on cover, exclusions and premium. Accepted quotes move to binding with documents filed against the account.

Providers manage products, rates, eligibility rules and promotional wording themselves, or push them through an API. Changes go through your approval queue before publication. Out of date rates are flagged automatically and can be hidden until refreshed, which protects customers and your relationship with the regulator.

Busy marketplaces attract fabricated applications, borrowed identities and bots testing stolen card details. Identity and device checks run before an application reaches a provider, unusual patterns such as many applications from one device are held for review, and providers can report fraud back so the same details are blocked next time. Genuine customers pass through without extra steps.

Where customers pay for a service, such as a broker fee or a premium report, they can pay by card or approve a bank payment in their own app. Open Banking payments settle quickly and cost less to accept than cards on larger amounts. Strong Customer Authentication is handled by the provider in both cases.

Each introduction carries a reference through to the provider, and commission is matched when the case completes. Where the platform collects customer money for partners, splits run through a regulated payment provider so you are not holding funds. Partners see their own statements in the portal, which cuts month end queries.

Guides and key explanations can be published in the languages your customers speak, with each translation linked to the approved English version. When compliance changes the English wording, translations are marked for review and hidden if needed. Headings, forms and accessibility features work the same in every language.

Dashboards show applications, acceptance rates, complaints, outcomes by customer group and provider performance. Data can be filtered to evidence fair value and good outcomes under the Consumer Duty, and exported for board packs or for a principal firm overseeing an appointed representative.