Marketplaces that match Greater Manchester households and firms with fair finance.

Buyers compare hire purchase and personal contract purchase offers from several lenders, with total amount payable, deposit, balloon payment and the broker's commission arrangement stated clearly. Disclosure wording is managed in the admin and approved by compliance. Given the FCA's continuing attention to motor finance commission, every disclosure shown is stored against the application.

Applicants record income and outgoings, or share them through Open Banking with consent, before any product is shown. Offers that would leave a customer stretched are filtered out or flagged. Providers set their own affordability rules in the portal, and each assessment is stored so lenders can rely on it during their own checks.

Credit unions and community development finance lenders often serve people that mainstream lenders turn down, but they are hard to find online. The marketplace shows them prominently where a customer's postcode falls within their common bond or service area, and explains membership steps plainly.

A section for students at the city's universities compares student bank accounts, contents insurance for halls and shared houses, and first credit cards. Content explains overdraft terms and credit building simply, and eligibility checks respect that many students have no credit history at all.

Firms describe what they need, from a van to a working capital facility, and the form pulls company data from Companies House. Owners choose which lenders and brokers see the request, upload accounts or connect accounting software, and track responses in one place. Partner lenders receive a complete file rather than a phone number.

Lenders and insurers update products, rates and criteria, receive introductions and respond with quotes or decisions. Larger providers connect through an API; smaller ones use the portal directly. Each response time is measured, which helps you manage providers who leave customers waiting.

Where customers pay a broker fee or buy a paid service, checkout supports card and pay by bank, with Strong Customer Authentication handled by the payment provider. Money due to partners is split by a regulated marketplace payment provider, and commission statements for each partner are generated from the ledger.

Customers can tell you about a health condition, a bereavement or money worries at any point, and choose what is shared with providers. The flag changes how the platform communicates, for example longer deadlines or a call back instead of email, in line with the Consumer Duty.

Only customers with a completed case are invited to review a provider, and moderation follows the fake review ban in the Digital Markets, Competition and Consumers Act 2024. Complaints route to the responsible firm with deadlines and referral rights to the Financial Ombudsman Service.

Customers who bought insurance or took a fixed rate product through the marketplace can opt in to a reminder before renewal or the end of a deal. The reminder compares their current terms with live offers, and insurance renewal screens reflect the FCA pricing practice rules that stop existing customers being charged more than new ones for the same cover.