Services · Mobile app development · Insurance apps
Codeeo delivers insurance app development London firms use at both ends of the market. For Lloyd's brokers, managing agents, MGAs and coverholders around Lime Street, we build submission, bordereaux and claims tools. For personal lines brokers serving renters, landlords and drivers across the boroughs, we build customer apps for quotes, documents and claims, each with a staff dashboard that keeps every request owned and answered.
We are not a City firm and have no London office. The team works remotely with London clients from Dubai, Riyadh and Karachi, and runs workshops, reviews and demos by video call. That keeps the focus on written scope, regular releases and software your people actually adopt. Codeeo is rated 4.7 from 23 Google reviews.
200+ companies servedFrom a first store to an ADX listed developer
Capabilities
London is two insurance markets in one postcode area. In EC3, specialty and commercial risks are placed with Lloyd's syndicates and company market insurers, often split across several carriers on one slip, with a lead underwriter agreeing terms and others following. Much of that business is written by coverholders under delegated authority, which means data moves through bordereaux rather than single policies. Beyond the City, millions of residents rent flats, drive for private hire firms, cycle to work and keep valuable contents in small spaces.
Insurance mobile app development London teams commission usually serves one of those worlds, sometimes both. The capabilities below cover the parts we build most. Lloyd's ended its Blueprint Two programme in 2026, so we plan market integrations around the processing and data standards in use now, and keep your own data model portable for whatever replaces it.
Brokers assemble a risk once: client details, schedules, loss history and attachments. The workspace tracks which markets have seen it, records quotes and lines, and keeps endorsements tied to the original placement so nobody hunts through email chains for the latest version.
Placement history in one record instead of a dozen inboxes.
Risk, premium and claims bordereaux are checked against the binding authority before they leave the coverholder: missing fields, wrong territories, limits exceeded. Managing agents receive cleaner files and the MGA sees exceptions before they become queries from the market. Monthly submission dates appear on a calendar with reminders, and each file carries a record of who prepared and approved it.
Fewer rejected bordereaux and faster settlement.
Where several carriers share a risk, the claim file shows the lead decision, the followers' positions, adjuster reports and reserves in one view. Each party sees only what its role permits, and every change is logged with a time and a name. Brokers can see the same file, so updates to the insured come from one agreed position.
Agreement on a claim without chasing each carrier separately.
APIs and file exchanges with your policy administration, accounting and document systems, plus mapping to the ACORD data standards widely used in the London market. We isolate those connections so a change in market infrastructure means updating one layer, not the whole product.
Integrations that survive changes in market systems.
Drivers licensed by Transport for London for private hire work need hire and reward cover. The app collects licence and vehicle details, issues certificates instantly for operators who must see them, and takes accident reports with dashcam clips and witness details. Renewal reminders line up with the date the driver's own licence comes up for renewal.
Drivers back on the road with proof of cover in minutes.
Tenants in Hackney or Canary Wharf flats can list specified items, upload receipts and valuations for jewellery or watches, and adjust cover when they move. Landlord policies show each property, its tenants' cover requirements and any outstanding claims. Photos of each item are stored against the policy, which makes a burglary claim far quicker to prove.
Sums insured that match what customers actually own.
Bike theft claims need a crime reference, proof of the lock used and the purchase record. The app asks for each in order, checks nothing is missing and passes a complete file to the handler, so settlement does not stall waiting for one document.
Simple claims settled without back and forth.
For home and motor, FCA pricing rules stop firms charging renewing customers more than an equivalent new customer. The app shows this year's and last year's premium side by side, explains changes and makes cancelling as straightforward as buying.
Renewal screens that support your fair value assessments.
Many Londoners prefer to read guidance in their first language. We can provide help pages and claims instructions in the languages your book needs, while keeping the contractual documents in English and making clear which version governs.
Customers understand their cover before they need it.
For commercial clients, onboarding includes company checks against Companies House, ownership details and sanctions screening against UK lists through the provider you already use, with results stored on the client record for audit. Periodic rescreening runs automatically at renewal.
Due diligence completed before a risk is bound.
Who we build for
Our London work tends to fall into four kinds of project. They differ in users, regulation and integration depth, so we scope each one on its own merits instead of reusing a template. If yours is a mix, discovery decides what goes first. A broker on Leadenhall Street and a landlord insurer serving Croydon and Ealing may both want an app, but their users, data and risks have very little in common, and the first release should reflect that.
You underwrite on behalf of syndicates or insurers and report to them through bordereaux. We build the quote and bind tool your producing brokers use, the bordereaux checks your capacity providers expect and a claims portal within your authority limits. Reporting is designed around each carrier's requirements, so adding a new capacity provider means configuration rather than code.
Data quality is the first thing a managing agent notices.
Broking teams in the City often run placements through spreadsheets, shared drives and long email threads. A submission workspace and client app give account executives one place for risks, quotes and endorsements, and give clients a view of their programme, documents and claims without asking their broker to resend everything.
We start with the team that feels the pain most.
If your customers are renters, landlords and drivers across the capital, the app handles quotes, documents, mid-term changes and claims. Insurance claims app development London customers will actually use keeps forms short, accepts photos and video, and tells them plainly what happens next. Londoners move often, so address changes, new flatmates and a second car are handled as quick mid-term changes with the new premium shown before anything is confirmed.
Claims experience drives renewals.
A start-up with a pricing model and a capacity conversation in progress needs a product the carrier can trust. We build with clear audit trails, product governance records and fair value data from the first policy, so diligence questions get answered from the system rather than from memory. We can also prepare the demo environment you show to capacity providers, with test policies and claims that behave like the real thing.
Build for the carrier's audit as well as the customer.
Engagement
For a defined product, such as a coverholder portal or a renters app, a fixed scope first release works well, followed by a retainer for ongoing improvements. For larger programmes inside a managing agent or broker, a dedicated team of designers, developers and testers from our 80+ staff joins your planning and reports to your product owner. Either way you see progress in working software, not slide decks, and you can change priorities between cycles. Hand over is planned from the start, so your own team can take over support whenever it suits you.
A defined build with a deadline
We agree what the product has to do, write it down with a price and a date, and build exactly that. Changes are priced before they are made, not discovered on the invoice.
A product that keeps evolving
Named engineers who work your hours, join your standups and stay on the codebase. You direct the backlog; we own the quality of what ships.
Something live that needs looking after
A monthly block of hours for improvements, fixes and the small requests that otherwise wait months. Unused hours carry for a quarter.
Technology
Specialty market tools are mostly web applications built in React or Next.js with secure APIs; customer apps use Flutter, React Native or native code. Hosting runs in UK cloud regions with encryption, single sign on and detailed audit logs. We match the stack to what your in house team already supports.
01Mobile
02Data and cloud
03Marketing and tracking
With the single process that costs the most time or goodwill.
For specialty firms that is often bordereaux preparation or claims agreement across carriers. For personal lines brokers it is usually first notification of loss or mid-term changes. We confirm the starting point in discovery by looking at volumes, complaints and staff time rather than guessing, then design a first release that solves that problem properly and leaves room for the next one. Typical first releases are deliberately narrow: one user group, one or two products and the integrations that make the core task work without manual rekeying.
Schedule a free consultation and get a written recommendation, with costs, before you commit to anything.
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