Insurance marketplaces built for Scottish property, events and Scots law.

Customers identify whether they own a flat in a shared building, a main door flat or a house. For flats, the comparison explains common parts and shows how each policy treats shared repairs, so owners can meet the duty under the Tenements (Scotland) Act 2004 to insure their flat for its reinstatement value.

Licence conditions in Scotland require valid buildings insurance for the licence period and public liability cover for each let. Hosts compare products that accept short-term letting, store their licence number, and receive reminders before either cover lapses, with documents ready to show the council. Hosts with several properties manage them from one account.

Venues, producers and performers compare public liability, equipment and event cancellation cover for August runs or one-off shows. Policies can be bought for a set number of performance dates, and certificates are issued instantly so venues can check cover before the first night. Next year's run can be requoted from the saved details.

Consultants, small accountancy practices, architects and technology contractors compare professional indemnity by limit, retroactive date and run-off terms. Answers are packaged into a proposal form providers accept, with referral routing where an underwriter needs to review the risk. Contract insurance clauses can be uploaded and checked against the chosen limit.

The University of Edinburgh, Heriot-Watt, Edinburgh Napier and Queen Margaret bring a large student population, much of it renting flats in Marchmont, Newington and Leith. The comparison checks for cover already included in halls or a landlord's package and shows limits for laptops, bikes and musical instruments.

Guidance pages and policy summaries reflect Scots law where it differs, for example the five-year prescription period for most contract claims and the role of sheriff courts. Providers confirm their wording applies in Scotland before their products appear for Scottish postcodes.

Insurers, brokers and MGAs apply online. The platform records their Financial Services Register entry and Companies House details, collects wordings and product information documents, and keeps each listing hidden until your compliance lead approves it. Status is rechecked on a schedule. A change in status pauses the listing until reviewed.

Depending on your model, customers pay through your checkout with Strong Customer Authentication on cards or Open Banking pay by bank, or move securely to the provider's own page. Instalments are routed to a regulated premium finance partner, with the full cost shown first.

Every policy sold, cancelled or changed mid-term creates a ledger entry by provider and product. Providers download monthly statements and query individual lines, and clawbacks for early cancellations are calculated automatically rather than reconciled by hand at month end. Statements export straight to your accounts package.

PECR-compliant cookie consent, marketing permissions kept separate from the quote, and UK GDPR access and erasure handled in the admin. Quote forms meet WCAG 2.2, and customers can flag support needs so someone in vulnerable circumstances reaches a person before buying.