Services · Mobile app development · Customer loyalty apps

Multi-state loyalty programs, built as apps your customers keep using.

Codeeo delivers loyalty app development for USA brands that sell across more than one state: restaurant chains, convenience and fuel retailers, specialty retail, fitness franchises and consumer brands with stores and ecommerce. We build the member app, wallet passes, staff tools and the program engine behind them, connected to your POS, ecommerce and CRM. Most importantly, the program is designed to work under fifty sets of state rules, not just the one where your headquarters sits.

A national program carries legal and financial weight. Points sit on your balance sheet, gift value is regulated federally and by each state, and consumer privacy laws now differ from state to state. We treat those as product requirements from the first workshop. Getting those foundations right is what lets the program grow into new states without a rebuild.

Built for
Brands with locations or customers in several US states, including franchise systems and growing regional chains.
Typical timeline
We set the release plan in discovery, including the order states and regions go live, and confirm every milestone in writing.
What you own
Source code, app store accounts, the program engine, member data and promotion records, all in your company's accounts.
Rated
4.7 / 5 from 23 Google reviews

200+ companies across the US and the UAEFrom a first store to a listed developer

Modon
Majid Al Futtaim
HP
Belkin
Dulsco Group
OneClickDrive
Hanayen
HMS
Clocksprings
Ghezlan

Program building blocks

What a national loyalty platform needs to handle.

Regional programs can get away with a single set of rules. National ones cannot. A member who earns in Ohio and redeems in Arizona expects the same experience, while your legal team needs different disclosures for California residents, different gift card handling for New York sales and different sweepstakes steps in Florida. Franchisees want their own reporting; finance wants a clean view of the points liability. The capabilities below are what we combine for multi-state clients. We prioritize them with you so the first release covers the markets and channels that matter most, then extend region by region without rebuilding the core. Each item also comes with admin tools, because a national program that only developers can change becomes a bottleneck fast.

Explain your project
  • Rules engine by state and region

    Earn rates, reward catalogs, expiry rules, disclosures and promotion eligibility can vary by state, region or store group, configured in the admin. A member's state of residence and the store's location both feed the rules, so the right terms apply automatically at each transaction.

    One program that adapts to each market's rules.

  • Privacy controls for every state law

    Access, deletion and correction requests, opt-outs from sale and targeted advertising, Global Privacy Control support and a California financial incentive notice. Consent and request records are kept per member with timestamps, ready for audits under California, Texas, Colorado, Virginia and other state privacy laws. Requests from authorized agents are verified before any data is released.

    Privacy requests handled consistently across states.

  • Gift value and points separation

    Purchased gift value follows the federal CARD Act, which generally sets a five-year minimum before expiry, plus state rules that can be stricter. Free points follow your program terms. The two are tracked as separate ledgers, which also simplifies unclaimed property reporting that varies by state.

    Fewer compliance surprises and cleaner accounting.

  • Franchise and region reporting

    Dashboards by franchisee, district, region and store, with permissions so each owner sees their own results. Funding rules decide who pays for each reward when a member earns at one franchisee and redeems at another.

    Franchisees trust the program because the numbers are fair.

  • Wallet passes and card-linked earning

    Apple Wallet and Google Wallet passes for members who prefer not to install an app, plus earning by scanned code, phone lookup or linked payment card where your processor supports it. Apple Pay and Google Pay handle in-app purchases.

    More customers join, whichever way they pay.

  • Sweepstakes and instant-win tools

    Promotion builder with official rules, free alternate entry, state exclusions, entry caps and winner selection with audit logs. The calendar flags states that need registration and bonding before larger promotions, such as New York and Florida. Entry data is retained for the period your counsel sets.

    National promotions that legal can approve quickly.

  • Consent for texts and email

    Text marketing collects prior express written consent under the TCPA, email follows CAN-SPAM, and both respect STOP and unsubscribe requests across every channel. Messages respect each member's local time zone for quiet hours.

    Messaging that stays legal at national scale.

  • Accessible, age-aware design

    Screens built to WCAG guidance with screen reader labels, contrast and scalable text, given ongoing ADA claims against inaccessible apps. Age gates keep under-13 users out unless COPPA parental consent is in place, and age-restricted rewards check eligibility.

    A program every adult customer can use.

  • Points liability reporting

    Exports of points issued, redeemed, expired and outstanding by period and entity, with breakage estimates your finance team can review. These feed the revenue recognition work your accountants do for loyalty programs under ASC 606.

    Finance closes the month without manual reconciliation.

  • Integration layer

    An API layer between the app and your POS, ecommerce, CRM and data warehouse, so new systems can be added as brands are acquired or vendors change. Events stream into analytics without slowing checkout.

    The program survives your next system change.

Who this is for

Four national situations we are asked to solve.

National loyalty projects tend to start from one of a few situations. Some brands are replacing an aging program that cannot handle state privacy laws. Others are growing from a regional chain into new states and need rules that flex by market. Franchise systems need fairness between owners. Consumer brands need one identity across stores and ecommerce. Each starting point changes what goes into the first release. Many brands recognize themselves in more than one of these, and the plan reflects that.

01

Chains replacing a legacy program

Your program was built years ago on a vendor platform that cannot handle privacy requests, financial incentive notices or modern wallet passes. We plan a migration that carries over members and balances, runs both systems in parallel during the switch, and retires the old one only when reconciled. Members keep their status and points throughout. We also review the old terms and conditions, because promises made to members years ago still bind the new program. Member communications about the switch are drafted with you, so customers know what changes and what stays the same.

No member should lose a single point in the move.

02

Regional brands entering new states

Expanding from the Southeast to the Midwest or from Texas to the West Coast brings new privacy, gift card and promotion rules. We build the program so new states are configured rather than coded, and we flag the legal questions your counsel should answer before each market goes live. Spanish-language support, regional menus and local partner rewards can be switched on per market, so a launch in a new metro feels local from day one.

03

Franchise systems with many owners

Franchisees want a program that brings guests back without charging them for rewards earned elsewhere. We design funding and settlement rules, owner dashboards and approval flows for local offers, so the brand stays consistent and owners keep control of their own promotions within agreed limits. New franchisees are onboarded with a template configuration, so opening a store does not require a developer.

Clear reward funding avoids disputes at franchise meetings.

04

Consumer brands selling online and in stores

Your ecommerce site and retail partners know customers differently. A unified loyalty identity links online and in-store purchases, gives members one balance and lets you reward behavior such as reviews, referrals and repeat purchases, without conditioning rewards on positive reviews, which the FTC prohibits. Retail partner sales can be credited by receipt upload or partner data feeds where agreements allow.

How we take a national program from plan to rollout.

  1. 01Program and legal framingProgram economics, target behaviors and the federal and state rules that apply are written into one document your marketing, finance and legal teams sign off.
  2. 02Architecture and integrationsWe design the rules engine, data model and API layer, and map each POS, ecommerce and CRM system the program must talk to.
  3. 03Experience designMember, staff and admin screens are designed and tested with customers in more than one region, in English and Spanish where needed.
  4. 04Build in incrementsWorking software arrives in short cycles, with test builds you can install, so stakeholders review real features rather than slides.
  5. 05Pilot regionA single region or store group launches first, with daily monitoring of earning, redemptions, support tickets and integration errors.
  6. 06Phased national rolloutRemaining regions go live in waves, each with its own configuration check, while the pilot data shapes improvements for everyone.

Technology

What we build this with.

We choose the stack around your existing systems and the scale you expect, with cloud hosting in US regions, native or cross-platform mobile apps, and an API layer built so your own engineers or other partners can extend it later. Security reviews and load testing before major promotions are part of the plan.

01Mobile

  • Swift
  • Kotlin
  • Flutter
  • React Native

02Data and cloud

  • PostgreSQL
  • MySQL
  • MongoDB
  • AWS
  • Azure
  • Docker

03Marketing and tracking

  • GA4
  • Google Tag Manager
  • Search Console
  • Meta Pixel
  • Looker Studio

Questions national brands ask about loyalty apps.

It depends on integrations, migration and how many regions launch at once.

A new program for one brand on one POS is far shorter than a migration from a legacy platform across hundreds of franchised stores. In discovery we size every integration, the data migration and legal review, then agree a dated plan for the pilot region and each rollout wave. Changes in scope come with an updated plan before work begins, so leadership always sees the real schedule. App store review, franchisee training and a parallel run with any legacy program are all part of the plan, not afterthoughts.

Tell us what the business needs. We will tell you what to build first.

Schedule a free consultation and get a written recommendation, with costs, before you commit to anything.

Get in touch

PROVEN RESULTS

4.7 / 5from 23 Google reviews